Everybody loves a sale, and one that saves mortgage payment dollars is the greatest sale of all ... one that lasts for 30 years. Most mortgage interest rates stand at 3.78 percent for a 30-year, fixed rate mortgage, but many lenders are offering rates that are even lower, especially for loans offered over the Internet. BestMortgageLoan.com offers mortgages at 2.38 percent and claim there are no hidden fees ever. That means the payment on a $150,000, 30-year fixed rate mortgage is $583 per month. Search the Internet for mortgage lenders in your area that are offering low-interest deals. Often those offered on the Internet are granted only for people with the highest credit scores. A brick-and-motor lender near you might have something almost as good as those offered on the Internet. Remember, however, that if you have to pay mortgage insurance, the quoted monthly payment on any mortgage will be higher. If closing costs are added to the mortgage, the payment would also be somewhat higher, but not very much. Need a jumbo loan? Citi is making some of its lower-rate jumbo mortgage loans available to the general public. Right now, it is offering a mortgage at 3.875 percent interest. Citibank Mortgage consultants are available 24/7 to help you find the finance option that's right for you. Call 1-877-815-6938 and mention Code 12085-9.